Good karma prevails! The equipment has been recovered. I'm not asking any questions. I have all of it back!
On the other hand, I had to replace it quickly and now have some duplicated equipment. The insurance company was dragging their feet, so there's nothing to return to them, thank goodness! I did upgrade some lenses and I'm keeping them. I needed them for a while. Sometimes the universe tells us what to do -- but I would have appreciated a less stressful message!